If you can think about a way to cut cost on groceries, trust me I have already tried it. I even became the crazy coupon lady for about three months, until I realized I could make and save more money with the time I was spending cutting, researching, swapping, and downloading coupons. With a little research online, and the need to spend more time with my child instead of clipping coupons, below are 5 ways that I have learned how to cut my cost for groceries by $60 – $80 dollars a month.
1. Click coupons for products I actually use. That’s right people, I don’t clip coupons just because its in the circular, but only use coupons for products and goods that I actually use. Before when I shopped at the grocery store with my binder of coupons, I was determined to use as many coupons as possible, not realizing I was buying in excess. Only to see a lot of those items staring back at me from my pantry, and wonder why the heck did I buy them in the first place. After a few months of these strange items congregating in my pantry I realized that I could have saved more money if I didn’t buy the items in the first place. The discounted cents was no longer worth the dollars spent.
It dawned on me that I’m not that chick who will spend a fraction of her life clipping coupons and drive all over town to create a stockpile that will last me 2 years for $50 bucks. If you’re not that chick or guy, you really need to sit down and evaluate your coupon addiction, for you may be losing money.
Lastly, since I have gotten away from the bad habit of using a coupon just because I have it, I realize buying mostly fresh goods saves you even more money. Especially if you stick to the basic fruit and vegetables. More work to prepare, but cheaper….Who’d knew.
2. Create bi-weekly meal plans. Meal planning saves me so much money because as previously discussed, I buy items that I’m actually going to use, which costs a lot less. So out are the days of walking the grocery aisles and filling my cart to the brim with goods that I feel I might need or should try. My cart is less than half full and more money stays in the side pocket of my purse.
3. Always use a shopping list and never stray from it. Having a shopping list and sticking to it helps me to stay away from impulse shopping. Now as I walk thru the aisles and the temptation to buy none essential goods pops up, one look at my grocery list and the impulse to buy goes out the window.
4. Shop wholesale. I live overseas now, but I really miss shopping at wholesale stores like Costco. Every once in a while the Military Commissary will have parking lot sales which are equivalent to how you purchase in bulk at a Costco, so I get to stock up on some essential goods. The best way to save when buying bulk is to shop with a friend or family member and split the goods and bill.
5. Purchase items from the dollar store. I have a separate Dollar Store grocery list, that has items that I can get at the dollar store for cheaper. The dollar stores in the U.S. also take coupons, so if you have coupons to take money off the already cheap product or goods, that’s a win-win situation. Here in Japan it the Dollar Store is called the 100 Yen Store and I really get some great deals.
So these are my personal way of lowering my monthly grocery bill and I believe it works.
What are ways that you use to save money on your grocery bill?
If you are older (you know what I mean) and started to get your finances together a little later in life, I would love to share your story on Debt Free Martini. Send me an email at email@example.com and be an inspiration to others.