So after a year and a half of exhausting every resource under the sun to get rid of my debt, I believe that I have discovered the secret formula for becoming debt free. This is rare information and knowledge that I believe can be sold for millions, but after five minutes of deep deliberation and introspection, I realize that I must share this formula to the world.
#1 Changed Mind Set.
The one thing that most people in debt don’t have, is a budget. Creating a budget is not only a tool to get rid of debt, but also a plan that can create better spending habits, create an emergency fund, and increase your savings.
The reason a lot of people quit their budget while on the path to becoming debt free, is because they just don’t have enough patience. It took time to get into debt and it’s gonna take time to get out of debt.
So there you have it a CHANGED MIND-SET + BUDGET + DISCIPLINE + PATIENCE = DEBT FREE.
Wow the genius (meaning me) needs a nap….go forth and conquer!
What’s your formula? Are you a genius too?